Often, the most effective way to make a point is to tell a story. And that’s what NPR does in its new report on high-deductible health policies (HDHPs) that are keeping too many Americans out of their doctors’ offices.
Susan, who carries a gene that makes her predisposed to breast cancer, has one of those policies. The deductible of $6,000 meant that when she got her first MRI and a mammogram to screen for breast cancer, she paid $3,800 out of her own pocket. It cost so much in 2017 that she was forced to delay her screening in 2018.
She’s not alone; a new study shows that many American women are forced by high deductibles to delay detection and treatment of breast cancer. These aren’t women who are uninsured; they’re women who have health insurance policies fully compliant with the Affordable Care Act.