The Trump administration, encouraged by Senator Rand Paul, circumvented Congress with Executive Order 13813 to create rules through the Department of Labor that allows approximately 44 million Americans to create and/or join Association Health Plans (AHP).
These AHP are exempt from many of the ObamaCare mandates that have been cost drivers for the insurance policies offered to self-employed and small businesses that often doubled rates.
“The proposed rule is designed to make it easier for groups of individuals and small businesses to band together and buy the kind of insurance that large companies offer their workers. That kind of insurance is regulated under federal labor law and isn’t subject to all the requirements and consumer protections that apply to individual and small business insurance under ObamaCare.” -NYtimes.com
The sweeping new rules have been published for public comment for 60 days before they are implemented with the force of law.